Become a member

Together we are at the forefront of innovative advanced planning solutions.

When you join CALU, you become part of a national community of industry leaders dedicated to strengthening the financial well-being of Canadians. Through an environment that promotes shared learning, professional development, engagement, and advocacy, CALU members gain exclusive access to the latest research, practices, and tools needed to chart their path to success, and support the success of their clients.

Our members are required to be members in good standing with Advocis – a partner organization to CALU. Are you ready to take your place among the leaders?

Provisional Member

$920Annually (2022 rates)
  • Be a member in good standing of Advocis – a partner organization to CALU.
  • Licensed to sell life insurance and provide services related to life insurance, wealth management or employee benefits directly to clients for at least the past three years.
  • Actively specialize with increasing achievement and high professional conduct in one or more fields of advanced life underwriting*.
  • Demonstrate a commitment to advancing the objectives of CALU through civic and political involvement.
  • Three letters of recommendation**
  • Meet at least 50%, and less than 100% of the current income requirement at the time of application.***
  • Be approved by the Board upon recommendation by the Communication & Membership Committee.

Member

$ 1,225Annually (2022 rates)
  • Be a member in good standing with Advocis – a partner organization to CALU.
  • Licensed to sell life insurance and provide services related to life insurance, wealth management or employee benefits directly to clients for at least the past five years (three years if applicant has their CLU or comparable designation).
  • Actively specialize with high achievement and professional conduct in one or more fields of advanced life underwriting*.
  • Demonstrate a commitment to advancing the objectives of CALU through civic and political involvement.
  • Three letters of recommendation**
  • Meet the current income requirement at the time of application.***
  • Be approved by the Board upon recommendation by the Communication & Membership Committee.

Associate Member

$1,835Annually (2022 rates)
  • Advocis membership not required
  • Actively engaged in employment, business or a profession which is substantially related to advanced life underwriting* in a role supporting the industry or advisor(s).
  • Not be eligible to be a Member or Provisional Member and not have been declined for any other class of membership, or reinstatement.
  • Three letters of recommendation**
  • Income information not required
  • Be approved by the Board upon recommendation by the Communication & Membership Committee.

*“Advanced life underwriting” shall include advisory and marketing activities relating to estate planning, corporate-owned and business life insurance, statutory and non-statutory pension arrangements, employee benefits, retirement planning, wealth creation and management, practice management and such other areas of activity of persons engaged in the business of life insurance as the Board of Directors may identify and define from time to time.

**Be recommended, in writing, by three current members of CALU, including a minimum of two Members and one additional recommender from any membership category (Member, Provisional Member or Associate), with supporting commentary and commendation that clearly indicates the applicant’s practice in one or more fields of advanced life underwriting.

***Income requirements will be provided during the application process.

Become a CALU member!

When you join CALU, you become part of a national community of industry leaders dedicated to strengthening the financial well-being of Canadians.

Become a Member