Become a member

Together we are at the forefront of innovative advanced planning solutions.

When you join CALU, you become part of a national community of industry leaders dedicated to strengthening the financial well-being of Canadians. Through an environment that promotes shared learning, professional development, engagement, and advocacy, CALU members gain exclusive access to the latest research, practices, and tools needed to chart their path to success, and support the success of their clients.

Our members are required to be members in good standing with Advocis – a partner organization to CALU. Are you ready to take your place among the leaders?

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PROVISIONAL MEMBER

MEMBER

ASSOCIATE

REQUIREMENTS
Compare by Membership category

$1,160
ANNUALLY + TAXES

$1,550
ANNUALLY + TAXES

$2,320
ANNUALLY + TAXES

Be a member in good standing of Advocis – CALU’s strategic partner.

Licensed to sell life insurance and provide services related to life insurance, wealth management or employee benefits directly to clients for at least the past five years (three years if applicant has their CLU or comparable designation).

Actively engaged in employment, business or a profession which is substantially related to advanced life underwriting* in a role supporting the industry or advisor(s).

Not be eligible to be a Member or Provisional Member and not have been declined for any other class of membership, or reinstatement.

Actively specialize with increasing achievement and high professional conduct in one or more fields of advanced life underwriting.*

Demonstrate a commitment to advancing the objectives of CALU through civic and political involvement.

Letters of recommendation

3**

3**

2***

Meet at least 50%, and less than 100% of the current income requirement at the time of application.***

Meet the current income requirement at the time of application.****

Be approved by the Board upon recommendation by the Membership Committee.

–

PROVISIONAL MEMBER

REQUIREMENTS

$1,160
ANNUALLY + TAXES

  • Be a member in good standing of Advocis – CALU’s strategic partner.

  • Licensed to sell life insurance and provide services related to life insurance, wealth management or employee benefits directly to clients for at least the past three years.

  • Actively specialize with increasing achievement and high professional conduct in one or more fields of advanced life underwriting.*

  • Demonstrate a commitment to advancing the objectives of CALU through civic and political involvement.

  • Three letters of recommendation**

  • Meet at least 50%, and less than 100% of the current income requirement at the time of application.****

  • Be approved by the Board upon recommendation by the Membership Committee.

MEMBER

REQUIREMENTS

$1,550
ANNUALLY + TAXES

  • Be a member in good standing of Advocis – CALU’s strategic partner.

  • Licensed to sell life insurance and provide services related to life insurance, wealth management or employee benefits directly to clients for at least the past five years (three years if applicant has their CLU or comparable designation).

  • Actively specialize with increasing achievement and high professional conduct in one or more fields of advanced life underwriting*.

  • Demonstrate a commitment to advancing the objectives of CALU through civic and political involvement.

  • Three letters of recommendation**

  • Meet the current income requirement at the time of application.****

  • Be approved by the Board upon recommendation by the Membership Committee.

ASSOCIATE

REQUIREMENTS

$2,320
ANNUALLY + TAXES

  • Actively engaged in employment, business or a profession which is substantially related to advanced life underwriting* in a role supporting the industry or advisor(s).

  • Not be eligible to be a Member or Provisional Member and not have been declined for any other class of membership, or reinstatement.

  • Two letters of recommendation***

  • Be approved by the Board upon recommendation by the Membership Committee.

*“Advanced life underwriting” shall include advisory and marketing activities relating to estate planning, corporate-owned and business life insurance, statutory and non-statutory pension arrangements, employee benefits, retirement planning, wealth creation and management, practice management and such other areas of activity of persons engaged in the business of life insurance as the Board of Directors may identify and define from time to time.

**For Member & Provisional Member applicants: Recommendations required from two CALU Members and a third from either a CALU Member, a Provisional Member or an Associate with supporting commentary and commendation that clearly indicates the applicant’s practice in one or more fields of advanced life underwriting.

***For Associate applicants: Recommendation letters are required from one CALU Member and a second from a CALU Member, a Provisional Member or an Associate with supporting commentary and commendation that clearly indicates the applicant’s practice in one or more fields of advanced life underwriting.

****Income requirements will be provided during the application process.

CLU – Chartered Life Underwriter (offered through The Institute for Advanced Financial Education (The Institute), as well as through la Chambre in QC)

CHS – Certified Health Insurance Specialist (the only health-insurance focused designation in Canada; replaced the RHU – Registered Health Underwriter starting back in late 2011)

CH.F.C. – Chartered Financial Consultant (formerly offered through the Institute; there is a U.S. version ChFC)

PFA – Professional Financial Advisor (the new designation offered by The Institute / Advocis)

CFP – Certified Financial Planner (offered through the Financial Planner Board of Standards and the Financial Planning Standards Council, soon to be rebranded as FP Canada)

CFA – Chartered Financial Analyst (offered by the CFA Institute)

CIM – Chartered Investment Manager (previously Canadian Investment Manager; the designation is a professional certification conferred by Canadian Securities Institute)

FEA – Family Enterprise Advisor (offered through the Family Enterprise Xchange)

PFP – Personal Financial Planner (offered by the Canadian Securities Institute)

TEP – Trust and Estate Practitioner (offered through Society of Trust and Estate Practitioners – STEP)

Pl. Fin. / P. Fl. – Planificateur financier / Financial planner (offered by l’Institut Québécois de planification financière – IQPF)

CALU will rely on Advocis and The Institute to assess other designations.

Questions?

Please contact us at calu@calu.com or 613-505-9632 ext 0 for more information. View our membership flyer.

Become a CALU member!

When you join CALU, you become part of a national community of industry leaders dedicated to strengthening the financial well-being of Canadians.

Become a Member