Michelle Beyo is the CEO and Founder of FINAVATOR, an award-winning Future of Finance and Payments Consultancy. She is also a TEDx Speaker, WEDO United Nations Speaker, Money 20/20 Rise Up Alumni, Board Advisor to Open Banking Expo and the President and a Board Member at the Open Finance Network of Canada (OFNC).

With over 20 years of extensive industry experience, Michelle started FINAVATOR as she is passionate about payments and financial inclusion. She has helped to drive innovation across the retail and payments space, and supported the growth of industry leaders across North America.