Florence Marino is the Head of Tax, Retirement and Estate Planning Services at Manulife Financial, where she provides tax, retirement, estate and insurance planning support and consultation to advisors regarding complex cases in the affluent and business markets. She leads a team of professionals providing this type of support and consultation across the country.

Florence began her career as a tax lawyer with a major Toronto law firm. Her experience includes personal and corporate tax, trusts, estate planning and administration, as well as life and living benefits insurance taxation.

A graduate of McGill University, she received her Bachelor of Laws degree from Osgoode Hall Law School and was called to the Ontario Bar in 1988. Florence joined Manulife in 1989 and, in 1994, she became Assistant Vice President of the Tax and Estate Planning Group.

Florence is a member of the Canadian Bar Association, the Canadian Tax Foundation, the Waterloo-Wellington Estate Planning Council, the Conference for Advanced Life Underwriting and the Society of Trust and Estate Practitioners.

She is a frequent speaker at industry conferences and seminars and has published numerous articles and various publications. She is co-editor of “Canadian Taxation of Life Insurance” and editor-in-chief of “Insurance Planning” published by Thomson Reuters.