Have you ever wondered if, beyond product designs, participating life insurance is really that different between life insurance companies? This session will bring together the actuaries from three major life insurance companies to explore if the management of these products is indeed different or not. The participants will be asked questions in regards to the management of dividend scales, the creating of product illustrations, the impact of future changes in regulations, and how participating account surplus is being managed.

Not only will the answers help you broaden your understanding of participating life insurance in general. They will also allow you to compare how different these insurance companies are in their management style or in their future outlook since each participant will be asked the same questions.